About the contributor:Luke LloydLuke Lloyd is dedicated to improving clients’ financial paths and helping them achieve investment goals. He prides himself on being an extremely well-informed investment advisor, financial planner, and wealth manager, guiding clients towards their financial goals through retirement planning and portfolio returns. Learn more about Luke by clicking here!Schedule a 30 minute virtual meeting with Luke Lloyd Book NowLuke Lloyd joins Neil Cavuto on Fox Business and discusses his thoughts on why the stock market is up even though there are obvious issues in the economy. American consumers are still spending money, but are they now paying with debt instead of savings? Find out Luke’s thoughts below: