Mark Tepper joined Mornings with Maria to discuss the current market environment, investor sentiment, and what to watch as earnings season begins. The conversation covered bank earnings expectations, how AI is driving productivity and profitability in financial institutions, and why Tepper remains bullish on financials. Tepper also weighed in on wealth taxes, capital gains, and the January Effect, explaining how consumer behavior and tax refunds could impact markets in the first half of the year. This appearance offers timely insight into how policy, earnings, and technology are shaping investment strategy.