About the contributor:Luke LloydLuke Lloyd is dedicated to improving clients’ financial paths and helping them achieve investment goals. He prides himself on being an extremely well-informed investment advisor, financial planner, and wealth manager, guiding clients towards their financial goals through retirement planning and portfolio returns. Learn more about Luke by clicking here!Schedule a 30 minute virtual meeting with Luke Lloyd Book NowLuke Lloyd joins CNBC and discusses how the Federal Reserve & the Federal Government will determine the outcome for 2021 stock market returns. Also, what are two stocks he likes in the Tech & Healthcare space? Find out Luke’s thoughts below: