About the contributor:Luke LloydLuke Lloyd is dedicated to improving clients’ financial paths and helping them achieve investment goals. He prides himself on being an extremely well-informed investment advisor, financial planner, and wealth manager, guiding clients towards their financial goals through retirement planning and portfolio returns. Learn more about Luke by clicking here!Schedule a 30 minute virtual meeting with Luke Lloyd Book NowLuke Lloyd joins Neil Cavuto on Fox Business and discusses his thoughts around the consumer’s spending addiction and what to expect over the holidays. What is the mixed messages about the Federal Reserve right now? Find out Luke’s thoughts below: