About the contributor:
Luke Lloyd

Luke Lloyd is dedicated to improving clients’ financial paths and helping them achieve investment goals. He prides himself on being an extremely well-informed investment advisor, financial planner, and wealth manager, guiding clients towards their financial goals through retirement planning and portfolio returns.

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Luke Lloyd joins Neil Cavuto on Fox Business & discusses his thoughts on retailers as we head into the 4th quarter holiday season. How has consumer behavior changed over the decades during the holiday season? What’s to be expected? Find out Luke’s thoughts below: