About the contributor:Luke LloydLuke Lloyd is dedicated to improving clients’ financial paths and helping them achieve investment goals. He prides himself on being an extremely well-informed investment advisor, financial planner, and wealth manager, guiding clients towards their financial goals through retirement planning and portfolio returns. Learn more about Luke by clicking here!Schedule a 30 minute virtual meeting with Luke Lloyd Book NowLuke Lloyd joins Making Money with Charles Payne on Fox Business and discusses why it’s important to be patient and why you can’t rush to make up losses right now. When could be the time to change your portfolio from defense to offense? What’s another play on the EV sector rather than owning EV makers outright? Find out Luke’s thoughts below: