About the contributor:Luke LloydLuke Lloyd is dedicated to improving clients’ financial paths and helping them achieve investment goals. He prides himself on being an extremely well-informed investment advisor, financial planner, and wealth manager, guiding clients towards their financial goals through retirement planning and portfolio returns. Learn more about Luke by clicking here!Schedule a 30 minute virtual meeting with Luke Lloyd Book NowLuke Lloyd joins Neil Cavuto on Fox Business and discusses his thoughts around the Starbucks earnings and how it tells a lot about the state of the consumer. What’s next with the Federal Reserve? Will a Santa Clause rally happen this year? Find out Luke’s thoughts below: